A private, no-judgment look at where you actually stand — from a Marine and Army veteran Realtor who treats your situation with dignity, not desperation.
If you've been losing sleep over your mortgage, avoiding calls from the bank, or wondering how you'll make it through another month — take a breath. You found the right page.
I'm Lola Animashaun, a Marine Corps veteran, retired Army, and licensed Realtor in Tennessee and Kentucky. I work with homeowners who are behind on their mortgage, facing foreclosure, or navigating financial hardship — including military families whose circumstances changed without warning.
There are real options, and the earlier we look at them together, the more control you'll have over what happens next. Below: situations I help with, a clear decision path, six paths most clients explore, military protections, and a free guide you can download right now.
They either shy away from pre-foreclosure entirely, or push for a quick listing without understanding the full picture. That's not how I work.
When you reach out, we have a private, no-judgment conversation about where you actually stand. No lectures. No shame. Just a clear look at your options.
— Lola Animashaun, Realtor & Veteran
Every situation is different — but most clients reach a fork at the same place. The first thing to figure out: do you want to keep the home, or are you ready for a fresh start?
If staying in the home is the goal, your lender is going to want to see that you can afford the monthly payment going forward. That's the gatekeeper.
If yes — 3 paths are on the table:
If no income right now — 2 paths remain:
If keeping the home isn't the goal, the question becomes how to exit with the least damage to your credit, your timeline, and your next chapter.
Of the three, selling is almost always the best option if there's any chance of equity or a short sale approval. It's better for your credit, better for your timeline, and you may even qualify for up to $3,000 in relocation assistance.
Want the full overview? Take the guide with you.
If you're active duty, a veteran, or a military spouse facing hardship — you have options most civilian-focused agents have never heard of, let alone know how to navigate.
As a veteran myself, I'll walk you through every resource available — and I'll be honest about which ones actually apply to your situation.
I put together a free guide that walks through every option in plain English — what each one means, when it's the right fit, and what to watch out for. It's the same overview I give clients in our first conversation.
Drop your name and email — I'll send you the PDF and you can read it at your own pace. No spam. No pressure.
Your information stays with me. I'll never sell it or spam you.
Check your inbox in the next few minutes. If you don't see it, peek in your spam folder.
Download NowYou can also schedule a confidential conversation if you'd rather talk it through.
I've been through hard transitions. I've served in high-pressure environments where the right decision under stress is the difference between a good outcome and a bad one.
That's the mindset I bring to every client in distress situations — clear-eyed, calm, and focused on what actually moves you forward. You have more time than you think. But the sooner we talk, the more options you'll have.
A private conversation costs you nothing — and could change everything. Pick a time that works, or reach me directly. No pressure. No judgment. Ever.
Every conversation is confidential. I won't share your information with anyone — ever.
Quick answers to what most people ask first.